Best Part-Time Student Loans
This guide evaluates Part-Time Student Loans by APR, fees, eligibility, repayment flexibility, borrower protections, and total borrowing cost.
Check current lender disclosures and federal aid options before submitting an application.
Compare the Best Student Loans
LENDER |
LEARN MORE |
FIXED APR |
VARIABLE APR |
MAX. LOAN |
MIN. CREDIT |
|
|---|---|---|---|---|---|---|
 |
Sallie Mae
4.4
 |
See Offers | 4.50% to 15.49% with autopay |
6.12% to 16.45% with autopay |
Cost of attendance, minus aid |
Mid 600s |
 |
College Ave
4.8
|
See Offers | 4.44% to 15.99% with autopay |
5.29% to 15.99% with autopay |
Cost of attendance, minus aid |
Mid 600s |
 |
Earnest
4.7
|
See Offers | 4.43% to 15.90% with autopay |
5.39% to 16.20% with autopay |
No maximum |
650 |
 |
Credible
4.9
|
See Offers | 3.22% to 14.75% wih autopay |
1.79% to 13.85% with autopay |
Not disclosed |
640 |
 |
SoFi
4.6
|
See Offers | 4.49% to 14.83% with autopay |
5.49% to 14.03% with autopay |
Cost of attendance, minus aid |
640 |
 |
PNC
4.4
|
See Offers | As low as 4.59% with autopay* |
As low as 5.19% with autopay* |
$50,000 |
Not disclosed |
 |
Education Loan Finance
4.5
|
See Offers | 4.48% to 12.29% |
4.73% to 12.54% |
Not disclosed |
680 |
 |
Ascent Funding
4.7
|
See Offers | 4.48% to 15.38% with autopay |
5.94% to 15.83% with autopay |
$200,000 |
Not disclosed |
 |
Citizens
4.4
|
See Offers | 4.43% to 12.86% with auto and loyalty discount* |
5.98% to 14.05% with auto and loyalty discount* |
Up to $350,000 |
Not disclosed |
 |
LendKey
4.5
|
See Offers | 4.89% to 10.39% with autopay |
5.36% to 10.51% with autopay |
Cost of attendance, minus aid |
Not disclosed |
 |
Sparrow Student Loans
4.8
|
See Offers | 2.99% to 14.98% with autopay |
0.99% to 12.99% with autopay |
Cost of attendance, minus aid |
No minimum |
 |
RISLA
4.2
|
See Offers | 4.45% to 8.99% |
50000 |
Not disclosed |
|
 |
Nelnet Bank
4.3
|
See Offers | 4.49% with autopay to 14.82% |
6.04% with autopay to 15.55% |
Cost of attendance, minus aid |
Not disclosed |
 |
Discover
4.2
|
See Offers | 5.49% to 13.99% with autopay |
4.29% to 14.09% with autopay |
Not disclosed |
Not disclosed |
 |
MEFA
4.1
|
See Offers | 5.35% to 7.95% |
Not disclosed |
Not disclosed |
|
 |
EDvestinU
4
|
See Offers | 6.250% – 9.935% |
7.960% – 10.885% |
Not disclosed |
750 |
Best Private Student Loans
Popular Student Loans
Best Part-Time Student Loans
This guide evaluates Part-Time Student Loans by APR, fees, eligibility, repayment flexibility, borrower protections, and total borrowing cost.
Check current lender disclosures and federal aid options before submitting an application.
Compare the Best Private Student Loans
Sallie Mae
4.4
FIXED APR4.50% to 15.49% with autopay
VARIABLE APR6.12% to 16.45% with autopay
MAX. LOAN AMOUNTCost of attendance, minus aid
MIN. CREDIT SCOREMid 600s
Sallie Mae
4.8
FIXED APR4.44% to 15.99% with autopay
VARIABLE APR5.29% to 15.99% with autopay
MAX. LOAN AMOUNTCost of attendance, minus aid
MIN. CREDIT SCOREMid 600s
Sallie Mae
4.7
FIXED APR4.43% to 15.90% with autopay
VARIABLE APR5.39% to 16.20% with autopay
MAX. LOAN AMOUNTNo maximum
MIN. CREDIT SCORE650
Sallie Mae
4.9
FIXED APR3.22% to 14.75% wih autopay
VARIABLE APR1.79% to 13.85% with autopay
MAX. LOAN AMOUNTNot disclosed
MIN. CREDIT SCORE640
Sallie Mae
4.6
FIXED APR4.49% to 14.83% with autopay
VARIABLE APR5.49% to 14.03% with autopay
MAX. LOAN AMOUNTCost of attendance, minus aid
MIN. CREDIT SCORE640
Sallie Mae
4.4
FIXED APRAs low as 4.59% with autopay*
VARIABLE APRAs low as 5.19% with autopay*
MAX. LOAN AMOUNT$50,000
MIN. CREDIT SCORENot disclosed
Sallie Mae
4.5
FIXED APR4.48% to 12.29%
VARIABLE APR4.73% to 12.54%
MAX. LOAN AMOUNTNot disclosed
MIN. CREDIT SCORE680
Sallie Mae
4.7
FIXED APR4.48% to 15.38% with autopay
VARIABLE APR5.94% to 15.83% with autopay
MAX. LOAN AMOUNT$200,000
MIN. CREDIT SCORENot disclosed
Sallie Mae
4.4
FIXED APR4.43% to 12.86% with auto and loyalty discount*
VARIABLE APR5.98% to 14.05% with auto and loyalty discount*
MAX. LOAN AMOUNTUp to $350,000
MIN. CREDIT SCORENot disclosed
Sallie Mae
4.5
FIXED APR4.89% to 10.39% with autopay
VARIABLE APR5.36% to 10.51% with autopay
MAX. LOAN AMOUNTCost of attendance, minus aid
MIN. CREDIT SCORENot disclosed
Sallie Mae
4.8
FIXED APR2.99% to 14.98% with autopay
VARIABLE APR0.99% to 12.99% with autopay
MAX. LOAN AMOUNTCost of attendance, minus aid
MIN. CREDIT SCORENo minimum
Sallie Mae
4.2
FIXED APR4.45% to 8.99%
VARIABLE APR
MAX. LOAN AMOUNT50000
MIN. CREDIT SCORENot disclosed
Sallie Mae
4.3
FIXED APR4.49% with autopay to 14.82%
VARIABLE APR6.04% with autopay to 15.55%
MAX. LOAN AMOUNTCost of attendance, minus aid
MIN. CREDIT SCORENot disclosed
Sallie Mae
4.2
FIXED APR5.49% to 13.99% with autopay
VARIABLE APR4.29% to 14.09% with autopay
MAX. LOAN AMOUNTNot disclosed
MIN. CREDIT SCORENot disclosed
Sallie Mae
4.1
FIXED APR5.35% to 7.95%
VARIABLE APR
MAX. LOAN AMOUNTNot disclosed
MIN. CREDIT SCORENot disclosed
Sallie Mae
4
FIXED APR6.250% – 9.935%
VARIABLE APR7.960% – 10.885%
MAX. LOAN AMOUNTNot disclosed
MIN. CREDIT SCORE750
Popular Student Loans
Questions to Ask Before Borrowing
Before using information about Best Part-Time Student Loans, confirm the amount you actually need, the final annual percentage rate, whether the rate can change, every fee, and the total amount expected to be repaid. Ask when payments begin and what assistance may be available if your income or enrollment changes.
Compare the Same Terms
Put each written offer into the same comparison table. Use an identical loan amount and repayment term, and separate promotional examples from the terms offered after underwriting. Review federal student-aid options first when eligible because private loans generally have different protections.
Read the Agreement
Keep the approval disclosure, final disclosure, and signed promissory note. Confirm the cancellation window, servicing arrangements, cosigner obligations, and consequences of late or missed payments before accepting the loan.