Best International Student Loans

This guide evaluates International Student Loans by APR, fees, eligibility, repayment flexibility, borrower protections, and total borrowing cost.

Check current lender disclosures and federal aid options before submitting an application.

Compare the Best Student Loans

LENDER

LEARN MORE

FIXED APR

VARIABLE APR

MAX. LOAN
AMOUNT

MIN. CREDIT
SCORE

Sallie Mae
Sallie Mae 4.44.4
See Offers

4.50% to 15.49% with autopay

6.12% to 16.45% with autopay

Cost of attendance, minus aid

Mid 600s

Ascent Funding
Ascent Funding 4.74.7
See Offers

4.48% to 15.38% with autopay

5.94% to 15.83% with autopay

$200,000

Not disclosed

Citizens
Citizens 4.44.4
See Offers

4.43% to 12.86% with auto and loyalty discount*

5.98% to 14.05% with auto and loyalty discount*

Up to $350,000

Not disclosed

Sparrow Student Loans
Sparrow Student Loans 4.84.8
See Offers

2.99% to 14.98% with autopay

0.99% to 12.99% with autopay

Cost of attendance, minus aid

No minimum

MPower Financing
MPower Financing 3.63.6
See Offers

As low as 14.75% with discounts

100000

Not required

Nelnet Bank
Nelnet Bank 4.34.3
See Offers

4.49% with autopay to 14.82%

6.04% with autopay to 15.55%

Cost of attendance, minus aid

Not disclosed

Discover
Discover 4.24.2
See Offers

5.49% to 13.99% with autopay

4.29% to 14.09% with autopay

Not disclosed

Not disclosed

EDvestinU
EDvestinU 44
See Offers

6.250% – 9.935%

7.960% – 10.885%

Not disclosed

750

Prodigy Finance
Prodigy Finance 3.23.2
See Offers

Not available

6.7% to 14.5%

220000

Not required

Best Private Student Loans

SoFi
SoFi
Minimum FICO Credit Score
640
BBB Rating
A+
MEFA
MEFA
Minimum FICO Credit Score
Not disclosed
BBB Rating
A+
Education Loan Finance
Education Loan Finance
Minimum FICO Credit Score
680
BBB Rating
A+
Sparrow Student Loans
Sparrow Student Loans
Minimum FICO Credit Score
No minimum
BBB Rating
A+
LendKey
LendKey
Minimum FICO Credit Score
Not disclosed
BBB Rating
Nelnet Bank
Nelnet Bank
Minimum FICO Credit Score
Not disclosed
BBB Rating
A-
Sallie Mae
Sallie Mae
Minimum FICO Credit Score
Mid 600s
BBB Rating
A+
Ascent Funding
Ascent Funding
Minimum FICO Credit Score
Not disclosed
BBB Rating
A
PNC
PNC
Minimum FICO Credit Score
Not disclosed
BBB Rating
A+
Earnest
Earnest
Minimum FICO Credit Score
650
BBB Rating
A+
College Ave
College Ave
Minimum FICO Credit Score
Mid 600s
BBB Rating
A+
MPower Financing
MPower Financing
Minimum FICO Credit Score
Not required
BBB Rating
A+
Discover
Discover
Minimum FICO Credit Score
Not disclosed
BBB Rating
A+
Credible
Credible
Minimum FICO Credit Score
640
BBB Rating
A+
Citizens
Citizens
Minimum FICO Credit Score
Not disclosed
BBB Rating

Popular Student Loans

Best International Student Loans

This guide evaluates International Student Loans by APR, fees, eligibility, repayment flexibility, borrower protections, and total borrowing cost.

Check current lender disclosures and federal aid options before submitting an application.

Compare the Best Private Student Loans

Sallie Mae

Sallie Mae

4.4 4.4

FIXED APR4.50% to 15.49% with autopay

VARIABLE APR6.12% to 16.45% with autopay

MAX. LOAN AMOUNTCost of attendance, minus aid

MIN. CREDIT SCOREMid 600s

Ascent Funding

Sallie Mae

4.7 4.7

FIXED APR4.48% to 15.38% with autopay

VARIABLE APR5.94% to 15.83% with autopay

MAX. LOAN AMOUNT$200,000

MIN. CREDIT SCORENot disclosed

Citizens

Sallie Mae

4.4 4.4

FIXED APR4.43% to 12.86% with auto and loyalty discount*

VARIABLE APR5.98% to 14.05% with auto and loyalty discount*

MAX. LOAN AMOUNTUp to $350,000

MIN. CREDIT SCORENot disclosed

Sparrow Student Loans

Sallie Mae

4.8 4.8

FIXED APR2.99% to 14.98% with autopay

VARIABLE APR0.99% to 12.99% with autopay

MAX. LOAN AMOUNTCost of attendance, minus aid

MIN. CREDIT SCORENo minimum

MPower Financing

Sallie Mae

3.6 3.6

FIXED APRAs low as 14.75% with discounts

VARIABLE APR

MAX. LOAN AMOUNT100000

MIN. CREDIT SCORENot required

Nelnet Bank

Sallie Mae

4.3 4.3

FIXED APR4.49% with autopay to 14.82%

VARIABLE APR6.04% with autopay to 15.55%

MAX. LOAN AMOUNTCost of attendance, minus aid

MIN. CREDIT SCORENot disclosed

Discover

Sallie Mae

4.2 4.2

FIXED APR5.49% to 13.99% with autopay

VARIABLE APR4.29% to 14.09% with autopay

MAX. LOAN AMOUNTNot disclosed

MIN. CREDIT SCORENot disclosed

EDvestinU

Sallie Mae

4 4

FIXED APR6.250% – 9.935%

VARIABLE APR7.960% – 10.885%

MAX. LOAN AMOUNTNot disclosed

MIN. CREDIT SCORE750

Prodigy Finance

Sallie Mae

3.2 3.2

FIXED APRNot available

VARIABLE APR6.7% to 14.5%

MAX. LOAN AMOUNT220000

MIN. CREDIT SCORENot required

Questions to Ask Before Borrowing

Before using information about Best International Student Loans, confirm the amount you actually need, the final annual percentage rate, whether the rate can change, every fee, and the total amount expected to be repaid. Ask when payments begin and what assistance may be available if your income or enrollment changes.

Compare the Same Terms

Put each written offer into the same comparison table. Use an identical loan amount and repayment term, and separate promotional examples from the terms offered after underwriting. Review federal student-aid options first when eligible because private loans generally have different protections.

Read the Agreement

Keep the approval disclosure, final disclosure, and signed promissory note. Confirm the cancellation window, servicing arrangements, cosigner obligations, and consequences of late or missed payments before accepting the loan.